EU Regulatory Intelligence · MiCA · MiFID II · PSD2 · AIFMD

Your EU regulatory
status in 2 minutes,
not 2 weeks.

RegScope AI uses a 5-agent pipeline to assess whether your project requires authorisation under EU financial regulation — with citation-level accuracy and plain-English explanations.

Built by NewFrame Legal · Powered by Claude AI · Updated June 2025
4
EU Frameworks
5
AI Agents
€49
Per Report
~2min
Analysis
Assessment · YieldVault ProtocolComplete
MiFID IIAIFMDHIGH Risk
Multiple EU frameworks triggered. AIFMD and MiFID II each require separate authorisation.
Critical · MiFID II
Your token is a financial instrument. MiCA does not apply — different rules govern this.
Significant · PSD2
Your stablecoin wallet requires payment institution authorisation by March 2026.
€49 / report
Full analysis · citations · PDF download
MiCA
Regulation EU 2023/1114
Token classification (EMT, ART, utility token), CASP authorisation, white paper requirements. Applied from December 2024.
📊
MiFID II
Directive 2014/65/EU
Financial instrument classification — transferable securities, CIU units, derivatives. Investment firm authorisation requirements.
💳
PSD2
Directive EU 2015/2366
Payment services scope, EMT interplay under EBA Opinion, PI and EMI authorisation. Transition deadline March 2026.
🏦
AIFMD
Directive 2011/61/EU
Alternative investment fund classification for vault tokens, liquid staking, yield aggregators. Often missed by other tools.

From questionnaire to legal assessment in under 2 minutes

No legal background required. Describe your project, get a plain-English assessment backed by article-level citations.

01
📋
Describe your project
Answer 10 structured questions about what your project does, what token you issue, and how you handle user assets. Upload a whitepaper for deeper analysis.
02
🤖
AI analyses all frameworks
Five specialised AI agents work through MiCA, MiFID II, PSD2, and AIFMD in the correct legal sequence — with actual law text loaded into context.
03
🔍
Adversarial quality check
A dedicated challenger agent argues against every conclusion — catching missed frameworks, wrong confidence levels, and the most common classification errors.
04
📄
Report in plain English
Every finding is explained twice: first in plain English so you understand what it means, then with the exact legal citation so your lawyer can verify it.
Technology

Built differently from other legal AI tools

Most AI legal tools use a single prompt. RegScope AI uses a 5-agent pipeline where each agent has a specific role — preventing the reasoning errors that happen when one model tries to do everything at once.

00
Intake Validator
Detects contradictions · generates clarification questions
Quality Gate
01
Fact Extractor
Canonical fact record · 11 routing flags
Foundation
02
Regulatory Specialist
MiFID II → MiCA → PSD2 → AIFMD with law text
Core Analysis
03
Adversarial Challenger
Reviews for yield traps, missing frameworks, overconfidence
Devil's Advocate
04
Report Compiler
Applies corrections · plain English + legal citations
Final Output

€49 vs €1,500+

The same starting point as a preliminary legal opinion — in minutes instead of weeks.

Traditional Lawyer
€500–2,000 / opinion
⏱ 1–3 weeks turnaround
✅ Comprehensive legal analysis
✅ Admissible as legal advice
❌ Expensive for early-stage projects
❌ Slow — weeks not minutes
❌ Often covers only one regulation

One price. Everything included.

Per assessment
49
One-time · no subscription
Most popular
Full MiFID II, MiCA, PSD2 and AIFMD analysis
Plain-English explanations alongside legal citations
Risk flags with severity ratings and article references
Capital requirements and full authorisation pathway
Prioritised next steps with specific deadlines
Downloadable PDF report with legal disclaimer
Instant access · Secure payment via WayForPay · Results in ~2 minutes
Built by
NewFrame Legal

NewFrame Legal is a law firm specialising in EU financial regulation, crypto-asset compliance, and fintech licensing. RegScope AI was built to make preliminary regulatory screening accessible to every founder.

The knowledge base is maintained by qualified EU regulatory counsel and updated when ESMA or EBA publishes new guidance.

Visit NewFrame Legal →
⚖️ Legal Disclaimer

RegScope AI produces AI-assisted preliminary regulatory screening. It is not legal advice and does not constitute a legal opinion within the meaning of regulated legal services. It should not be relied upon as the sole basis for any compliance, licensing, or business decision. You should seek advice from qualified EU regulatory counsel before making any decisions based on this assessment.

Project type
2
Activities
3
Token
4
Structure
5
Context
6
Analysis
7
Report
Question 1 of 5
All frameworks
What best describes your project?
This determines which regulatory frameworks are most relevant to analyse.
Crypto exchange or trading platform
CEX, DEX, OTC desk, or trading infrastructure
Token issuer or crypto-asset project
Issuing, launching or distributing a digital token or crypto-asset
DeFi protocol or yield product
Lending, staking, yield aggregation, liquidity pools, vaults
Payment service or crypto wallet
Processing payments, holding funds, stablecoin transactions
NFT platform or blockchain gaming
Minting, selling, or trading non-fungible tokens
Other / not sure
I'll describe it in detail at the end
Question 2 of 5
MiCAMiFID IIPSD2
Which activities does your project carry out?
Select all that apply — include activities performed by partners on your behalf.
Crypto-asset activities
Custody or safekeeping of crypto-assets on behalf of users
Exchange of crypto for fiat currency or other crypto-assets
Executing or routing orders on behalf of users
Issuance of a token or crypto-asset
Pooling client assets and investing them collectively
Vault tokens, yield aggregators, liquid staking, index tokens
Portfolio management or investment advice for crypto
Payment & fiat activities
Receiving, holding or sending fiat on behalf of users
Issuing or transacting e-money tokens (stablecoins)
USDC, USDT, EURC, or your own stablecoin
Financial instruments
Tokenised securities, bonds or equity
Derivatives, futures, perpetuals or structured products
None of the above — purely technical or informational
Question 3 of 5
MiCAMiFID II
What rights or features does your token give holders?
Be as precise as possible — this is the single most important question for regulatory classification. If you are unsure about any item, select it.
Access to a service or product
Token needed to use the platform
Automatic yield or staking rewards
Auto-accrual, rebasing, fee distributions
Share of a managed pool
Vault token, LP token, index token
Stable value — single currency
EUR/USD peg — likely EMT under MiCA
Stable value — basket
Multi-asset reference — likely ART
Profit sharing or dividends
Share of fees, revenues, or profits
Governance or voting rights
Protocol parameters, treasury, fees
Unique / non-fungible (NFT)
Each token is distinct
Free airdrop — no consideration
Zero conditions, zero payment
Speculative / price appreciation
Primary value is price growth
No token involved
Pure service, no digital asset
Question 4 of 5
All frameworks
Legal structure & project stage
These affect which authorisations are available and which NCAs are competent.
Legal entity
EU-incorporated company
GmbH, SAS, Ltd., BV, OÜ or equivalent
Non-EU company
Cayman, BVI, US, UAE, UK or other third country
Not yet incorporated
DAO or fully decentralised — no traditional entity
Already holds a financial services licence
MiFID II firm, PI, EMI, credit institution
Project stage
Idea / concept stage
In development — not yet live
Operating in EU before December 2024
May qualify for Article 143(3) MiCA grandfathering
Operating in EU after December 2024
Full MiCA obligations apply immediately
Question 5 of 5
All frameworks
Describe your project in your own words
Add anything the questions didn't capture — token mechanics, partner arrangements, planned offers, or legally relevant details. The more specific, the better the analysis.
📎 Upload whitepaper or pitch deck (optional)
Improves depth of analysis · PDF, DOCX, TXT · Max 10MB
⚖️
Analysing your project
5 AI legal agents are working through MiCA, MiFID II, PSD2, and AIFMD with the actual law text loaded into context.
Intake Validator
Input reviewed · no contradictions found
✓ Done
🔍
Fact Extractor
Building canonical fact record…
⚖️
Regulatory Specialist
MiFID II → MiCA → PSD2 → AIFMD
Waiting
🔎
Adversarial Challenger
Quality review · error detection
Waiting
📄
Report Compiler
Applying corrections · generating report
Waiting
Estimated time: ~2 minutes
🤔
A few quick clarifications
The AI found some gaps that would affect the accuracy of the analysis. Please answer these specific questions before we continue.
Clarification 1
Can your token be freely transferred between any wallet addresses, or are there restrictions on who can hold or send it?
Clarification 2
Are the assets that users deposit invested or deployed into any third-party protocols on their behalf?
Loading report…